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GENESISWeather Solutions

Technologically Innovative Meteorological and Hydro-Meteorological Consulting Services for the Legal and Insurance Industry, Government, Private Business and the Construction Industry.

Insurance Services

GSW provides tailored services to the insurance industry to assist adjusters, catastrophe teams, and in subrogation with weather-related claims.

These services include:

  • Weather Reconstruction
  • Expert Report Preparation
  • Expert Testimony in the Field of Meteorology
  • Doppler Radar Derived Rain/Hail/Snow/Wind Reconstruction
  • Climatological Studies
  • Weather Vulnerability Studies
  • Weather Event Reoccurrence Interval Determination

By collecting, analyzing and interpreting atmospheric data, we are able to reconstruct weather events for insurance companies to use for claim investigations and settlements.


Examples of the types of weather-related insurance claims and studies include:

Weather Vulnerability Studies
Weather Vulnerability Studies

Determination of historical extreme weather events and their casual affect observed across an area to assist in the determination of insurance rates. Areas can include locations where policy holders currently exist and areas where an insurance company is proposing to write insurance and set rates.

Weather Climatological Studies
Weather Climatological Studies

Determination of historical weather variables for a specific location or an area to assist in weather related claim settlement. Weather variables include air temperature, snowfall, rainfall, hail, wind, solar and lunar information.

Injury on Ice
Slip and Falls

Site specific weather variable reconstruction including precipitation type, depth and duration, air and ground temperature (maximum, minimum, hourly and sub-hourly), ice formation (type of ice and its casual effect), snow and ice freeze/re-freeze cycles and solar calculations (percent of sunshine, sun angle and azimuth).


Damage from Flooding
Flood Damage

Site specific determination of rainfall depth and duration using Doppler Base Reflectivity data, ground and atmospheric truthed to surface and atmospheric observations. Flood damage sources include thunderstorm, general rain events and snow melt.


Damage from Hail
Hail Damage

Site specific determination of hailstone size, density, duration, and depth using Doppler Base Reflectivity data, NEXRAD hail algorithms, ground and atmospheric truthed to surface and atmospheric observations.


Damage from Snow
Snow Damage

Site specific determination of snow depth, duration, water content of the snow, and snow drift depth using Doppler Base Reflectivity and Velocity data, ground and atmospheric truthed to surface and atmospheric observations.


Damage from Wind
Wind Damage

Site specific determination of wind velocity, peak wind gusts, and wind direction using Doppler Base Reflectivity and Velocity data, ground and atmospheric truthed to surface and atmospheric observations. Wind damage sources include straight-line micro-bursts and tornadoes associated with thunderstorm cells and straight-line winds associated with regional scale weather features such as down slope and post-frontal winds.


Auto/Car Accidents
Automobile Accidents

Site specific determination of weather variables that contributed to automobile accidents. Weather variables include precipitation depth and duration, wind velocity, peak wind gusts, and wind direction, air and ground temperature (maximum, minimum and hourly), ice formation (type of ice and its casual effect), ice freeze/re-freeze cycles and solar calculations (percent of sunshine, sun angle and azimuth).


return period
Weather Event Return Frequency Interval Determination

Calculation of rain, snow, wind, and flood frequency of occurrence. What was the frequency of occurrence of a specific weather variable? Was it a 50-yr. event, a 100-yr. event, a 500-yr. event? Can it be considered an "Act of God"?